IT & Startup Insurance

Small technology startups, IT or networking companies flourish on creating advancements that move the world ahead. On the other hand, with such boundless modernism comes an increased exposure to certain risks, limiting the potential of the business and hampering your success.

Here at NorthEast Insurance Services, the primary objective is to safeguard your most valued assets, which are innovation and imagination with an all-inclusive Technology Insurance plan that is dedicated to meeting your unique needs.

Technology companies have the immeasurable perspective that is required for cutting-edge developments. For that reason, you must have forward-looking insurance solutions that address your most specific needs. We are a knowledgeable agency that firmly understands your industry and can anticipate the altering nature of the hazards that small startups, IT and networking companies in New Jersey face.

It does not matter if your corporation is large or you have a small company with only a few developers, you are worthy of the peace of mind that comes from complete insurance coverage.


PROFESSIONAL LIABILITY COVERAGE

Professional Liability coverage will protect your company against litigation and damages from customer claims that you are guilty of a breach of contract, programming mistakes or poor software performance. This type of insurance will cover your mistakes as well as those that are made by employees or subcontractors.


GENERAL LIABILITY AND BUSINESS OWNER'S POLICY

General Liability coverage provides you with a standard of protection. It sufficiently protects your IT or networking company against claims of bodily injury or property damage by a customer as well as any damages or injuries that are suffered on your business premises.


ERRORS AND OMISSIONS COVERAGE

Errors and omissions can and do happen in the technology industry and consumers today are much more likely to bring a claim when something goes wrong.

Coverage can be offered as a standalone policy or in conjunction with your General Liability policy. It will provide protection against liability claims for several various activities, such as if one of your employees does not take certain actions or you are accused of negligence. From providing recommendations for service to advice on installation, all technology experts can make an error that suddenly has them facing legal action.


CYBER LIABILITY AND DATA BREACH COVERAGE

A good Technology Insurance policy should also take into consideration cyber liability coverage in order to protect your company from liability and associated costs caused by theft, data loss, and security or privacy breaches. Even if your customers have cyber liability insurance of their own for information stored on their servers, it is sensible to make certain your company is secure with coverage of your own in place.


WORKERS COMPENSATION COVERAGE

Workers Compensation insurance is mandatory in New Jersey and provides you with coverage for expenses associated with injuries or illnesses sustained by employees working for your company. You will have coverage for medical bills and loss of income due to not being able to return to work during recovery. NorthEast Insurance Services will be able to offer you all the essential details to make certain that every person in your business is protected.

Act now by filling out the quote form below and taking advantage of our unique IT Insurance tools and knowledge. If you go just another moment without the right technology coverage for your company, you are at risk of losing everything that you are working so hard to create.

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We are happy to offer the ability to quote your own commercial insurance through CoverWallet! This tool works best for businesses with an owner and less than two employees. We recommend you contact us if your business has two or more employees, your receipts are over $350,000, or you have very specific or unusual Certificate of Insurance requirements to meet.

If your operations are outside of CoverWallet's availability or you have any questions, please contact us so we can assist you! 

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