Restaurant Insurance Request a Quote As a restaurateur, you know there are many ingredients needed to run a successful business. And restaurant ownership is challenging enough, without having to worry about food spoilage caused by equipment breakdown, fire damage, and employee or customer injuries onsite.Restaurant insurance helps protect you from the risks you face as a restaurant owner so you can put your focus where it belongs: your food, your customers, and providing a great experience.Adequate restaurant insurance can help reduce exposing your restaurant to unneeded risk, and ensures your restaurant is ready to do business with all-in-one property insurance, liability insurance, worker's comp, vehicle insurance and business interruption insurance. Who Needs Restaurant Insurance? We offer insurance to cover all food service businesses including:White Glove Restaurant InsuranceFamily Style Restaurant InsuranceTavern InsuranceCafé InsuranceCatering InsuranceDiner InsuranceDeli InsuranceFood Delivery InsuranceFast Food InsurancePizza Restaurant InsuranceLounge InsuranceSome restaurants require specialized coverage, and we can help you navigate the issue facing the type of business you own, or wish to create. What’s covered in a restaurant insurance policy? There are typically three important areas to making a solid restaurant insurance plan. These coverages include:Business Owners Policy (BOP) which protects restaurants through general liability property insurance, loss of income coverage and more. It may also provide protection against lawsuits and other financial liabilities that result from customers slipping on a wet floor, or building damage from fire, or lawsuits and other business related risks.Workers' Compensation Insurance can help cover medical costs and a portion of lost wages for employees who become sick or are injured on the job.Business Crime insurance protects you from losses both within and outside your restaurant from employee theft, robbery and forgery.Restaurant Vehicles may also need to be covered in some cases. Worried about the cost? We specialize in covering restaurants like yours. The cost for restaurant insurance is one of the best reasons not to delay: you won't believe how inexpensive it is to protect your investment. We have everything you need right here, including:Monthly payment options to help spread out your payments so you can better manage your cash flowCoverage of temporary staff, full-time employees, and independent contractorsClaims responsiveness when time is of the essence, especially in the event of an insurance claimTailored coverage for the specific risks of your restaurant typeKnowledgeable agents who provide exceptional, passionate serviceCoverage for events satisfying most standard event requirements Let's Talk! Frank Schiliro, President Owner - ext. 1102 732.972.1771 [email protected] Joseph Syndennis Commercial Account Manager - ext. 1104 732.972.1771 [email protected] request a quote! We are happy to offer the ability to quote your own commercial insurance through CoverWallet! This tool works best for businesses with an owner and less than two employees. We recommend you contact us if your business has two or more employees, your receipts are over $350,000, or you have very specific or unusual Certificate of Insurance requirements to meet.If your operations are outside of CoverWallet's availability or you have any questions, please contact us so we can assist you! GET AN INSTANT QUOTE!